RISALAH IQTISADIYAH: Journal of Sharia Economics

Tingkat Belanja Online Flash Sale Di Kalangan Guru MTs N 11 Pesisir Selatan

2023-12-16T02:31:40+00:00

Research to determine the level of online shopping among MTsN 11 Pesisir Selatan teachers. Online shopping has become a habit or necessity for teachers. Principal, he said that almost every day an online package delivery courier comes to the school. Therefore, the author wants to examine the level of online shopping among teachers. This research uses a quantitative descriptive method by explaining data in the form of numbers into information. The objects of this research are teachers from various levels. The data collection technique was by distributing questionnaires via Google form with a total of 65 respondents consisting of civil servants, honorary teachers, and P3K, administrative employees. Data collection was carried out from July to early August 2023. The analytical tool used in this research used Microsoft Excel by distributing questionnaires via Google form to 65 respondents. The results of this research are that teachers often shop online at Shopee and Tiktok Shop stores by buying Fashion category products such as clothes, bags, shoes and others. Apart from that, they also buy skincare and makeup.

Analisis Persentase Bagi Hasil Muzara’ah Pertanian Padi Dalam Upaya Peningkatan Pendapatan Masyarakat Penggarap Melalui Tinjauan Tiga Indikator Maqashid Syariah (Studi Kasus: Petani Padi Di Desa Klaten)

2023-12-16T03:20:52+00:00

Indonesia is renowned as one of the largest rice producers in Asia, attributed to its fertile land conditions, encompassing 88.4%. This study aims to examine the profit-sharing percentage in Muzara'ah rice farming to enhance income for landowners and cultivators in the Klaten Regency. Employing a mixed-method approach, combining quantitative and qualitative methods, the research utilizes both primary and secondary data analyzed through Ordinary Least Square (OLS) methodology. Data collection involves questionnaires, documentation, and literature reviews with a sample size of 30 individuals. The study focuses on a population of 30 individuals utilizing a profit-sharing system under the Muzara'ah agreement in Klaten Regency. The Partial t-Test results indicate that the Muzara'ah Profit-Sharing Percentage significantly influences three Shariah Maqashid indicators positively. However, efforts to increase community income do not impact the three Shariah Maqashid indicators significantly. The F-Test suggests that some variables do not have a significant impact. Furthermore, the R2 Test reveals a value of 0.134, signifying that 13.4% of the Muzara'ah Profit-Sharing Percentage has the most substantial influence on the three Shariah Maqashid indicators, while the remaining 86.6% is attributed to other contributing variables.

Analisis Perbandingan Kinerja Keuangan Bank Syariah dan Bank Konvensional

2023-12-09T01:32:21+00:00

Banking institutions are the core of the financial system of every country. The types of banks in Indonesia are divided into two types of banks, namely banks based on conventional principles and banks based on sharia principles. The main difference between these two types of banks is in terms of price determination, both selling and buying prices. This research aims to determine and analyze the financial performance of sharia banking when compared with conventional banking for each financial ratio, analyzing the performance of sharia banking compared to conventional banking as a whole. This research uses descriptive qualitative methods with primary and secondary data approaches. Primary data is data obtained directly through interviews. Meanwhile, secondary data is data obtained through observation and documentation. The results of this research show that the differences between conventional banks and Sharia banks can be seen from the differences in philosophy, concept of managing customer funds, obligations to manage zakat, and organizational structure. Where Conventional Banks invest in halal and haram businesses, while Sharia Banks invest in businesses that are halal and in accordance with sharia principles sourced from the Qur'an and AL Hadith.